Privacy Policy for https://car-finance-check.dreamdwellings.net
Introduction
Welcome to Car Finance Check, an online platform dedicated to providing financial solutions for your automotive needs. We are committed to protecting the privacy and data security of our users, as evidenced by this comprehensive Privacy Policy. This policy explains how we handle personal information in adherence to various international privacy laws and regulations, ensuring a transparent and secure environment for all our users.
Scope
This privacy statement covers all aspects of our online presence, including but not limited to, the main website at https://car-finance-check.dreamdwellings.net, mobile applications, online services, and any other digital products we offer. Please note that this policy does not extend to external websites or platforms linked from our site, as they operate under their own privacy policies.
Processing Activities
You engage with us in several ways, and each interaction falls under our data processing activities:
- Using Our Services: When you sign up and use our applications and services, we collect and process your personal information to facilitate your user experience.
- Website Visits: Visiting our websites provides opportunities for data collection through analytics tools, cookies, and other tracking technologies.
- Communications: We may reach out via email, phone, or SMS for newsletters, updates, surveys, or support, and these interactions are subject to this policy.
Personal Data Collection
We gather various types of personal information, which can be categorized as follows:
- Account Details: This includes user names, passwords, and registration-related data.
- Payment Information: We process payment details, such as cardholder name, card number, expiration dates, and security codes, for secure transactions.
- Financial Data: We may collect your financial information to assess eligibility for certain services or products. This could include bank account numbers, income details, and credit history.
- Purchase History: Records of your purchases, including product/service preferences, quantities, and transaction dates, are kept for analytical purposes.
- Mobile Device Identifiers: We may access unique device identifiers, such as IP addresses, to enhance user experience and personalize content.
- Location Data: With your consent, we can track your location to provide relevant local services or offers.
- Feedback and Reviews: Personal data shared in user feedback, reviews, or ratings contributes to our product improvements.
- Social Media Information: If you connect our services to your social media accounts, we may access profile information and public posts.
- Product Interactions: Data on how you interact with our products, such as clicks, views, and purchases, helps us tailor recommendations.
Cookies and Similar Technologies
We employ cookies and similar tracking technologies for several purposes:
- Strictly Necessary: These ensure basic functions of our website and apps, like session management.
- Preferences: Cookies store user preferences, ensuring a personalized experience.
- Analytics: We use analytics cookies to collect statistical data about users’ interactions with our site, helping us improve performance.
Users can manage their cookie preferences through our Cookie Manager tool.
Data Retention and Deletion
The retention period for personal data varies based on the type of information and legal requirements:
- Account Information: Retained until your account is active or as long as necessary for legal compliance.
- Payment Details: Securely stored for transaction completion, but not used for other purposes without consent.
- Financial Records: Kept for tax, accounting, and regulatory obligations (e.g., 7 years in many jurisdictions).
- Purchase Data: Typically retained for a few months to improve services but not beyond legal requirements.
- Other Personal Data: deleted or anonymized once the data collection purpose has been fulfilled.
Security Measures
We have implemented robust security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction:
- Encryption: All data transmission and storage use encryption protocols to safeguard sensitive information.
- Third-Party Processors: We engage secure third-party service providers for specific tasks, ensuring they adhere to strict confidentiality standards.
Children’s Privacy
Our services are not directed at individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe we have collected such data by mistake, please contact us immediately.
Your Data Rights
Depending on your jurisdiction, you have various rights regarding your personal data:
- Access: You can request access to the personal information we hold about you and its use details.
- Rectification: The right to correct inaccurate or incomplete personal data.
- Erasure (Right to be Forgotten): Under certain conditions, you can request the deletion of your data.
- Restriction: Limiting the processing of your data for specific purposes.
- Data Portability: Obtaining a copy of your data in a structured format and transferring it to another controller.
- Objection: Objecting to the processing of your personal data, except where we have compelling legitimate grounds.
- Non-Discrimination: You have the right not to be subject to automated individual decision-making that significantly affects you.
To exercise any of these rights or for data-related inquiries, please reach out to our privacy team via email at [email protected] or by post to:
[Privacy Team Contact Address]
Changes to Privacy Policy
We reserve the right to update this policy from time to time to reflect changes in our practices or for legal reasons. Any modifications will be posted on this page, and we encourage users to review it periodically.
Contact Information
For any questions, feedback, unsubscribe requests, or data privacy concerns, please contact us using the details provided above. We aim to address all legitimate inquiries promptly.